Bond facts

A couple good places to research bonds

The following companies rate the financial condition of corporations and municipalities issuing bonds. Their ratings are available online and at many public libraries.

* Standard & Poor’s
* Moody’s Investors Services
* Weiss Ratings

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Diversify your portfolio

Some investments perform better than others in certain situations. For example, when interest rates go up, bond prices tend to go down. One industry may struggle while another prospers. Putting your money in a variety of investment options can help to reduce your risk.

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